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Education on all things homeownership
Featured • December 02 2019
From family meals, travel, gifts, and social outings, the holidays are one of the most expensive times of the year. We have compiled some tips to help you spend mindfully during this holiday season.
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Featured • November 27 2019
The Federal Housing Finance Agency (FHFA) has announced that the conforming loan limits will be increased to $510,400 in 2020
Featured • November 20 2019
Featured • November 14 2019
Featured • November 07 2019
There is a proven correlation between home clutter and stress. Organizing your abode is a quick and relatively easy way to bring more joy (and extra time) to your life. Here are some home organization tips to help you spark joy!
HomebuyingHome Selling • January 14 2017
It's an objective opinion of value, but it's not an exact science so appraisals may differ. For buying and selling purposes, appraisals are usually based on market value: what the property could probably be sold for. Other types of value include insurance value, replacement value, and assessed value for property tax purposes. Appraised value is not a constant number. Changes in market conditions can dramatically alter appraised value. Appraised value doesn't consider special considerations, like the need to sell rapidly. Lenders usually use either the appraised value or the sale price, whichever is less, to determine the amount of the mortgage they will offer. Used with permission from Kim Daugherty, Real Estate Checklists and Systems (http://www.realestatechecklists.com).
Wednesday, November 20, 2019
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Wednesday, October 30, 2019
December 02 2019
November 27 2019
November 20 2019
November 14 2019
November 07 2019
October 30 2019
There are several types of mortgage loans that fit various needs. Here is some information about some of the most popular products and why they might work for you.
October 24 2019
October 17 2019
Most soon-to-be homeowners are prepared to budget for their mortgage payment and down payment, but you should go into your dream of homeownership with a clear picture of all of the costs associated with this milestone.
October 09 2019
Interview with Credit Specialist, Sara Gellatly, to learn more about what HBSG is and how it helps real customers achieve their dream of homeownership.
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